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Tuesday, November 28, 2023

Accessing low-cost health coverage in North Carolina by ULG, Community Navigators

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United Language Group - Programa ULG
United Language Group - Programa ULG
ULG es un programa financiada con fondos federales creado para servir a la comunidad sin seguro médico en el estado de Carolina del Norte. Nuestros Navegadores certificados son bilingües en inglés y español. Brindamos asistencia sin costo a las personas que buscan cobertura de seguro médico a través del Mercado de salud. Operamos durante todo el año para ayudar a los consumidores a completar sus solicitudes e inscribirse proporcionando citas por teléfono, video y en persona. En este momento estamos en un periodo especial de inscripción, esto significa que las personas que han tenido algún cambio en su vida como: Perdida de trabajo, tuvo un bebe, se mudó, se casó, nuevo estatus migratorio y también todos esos estudiantes universitarios que no tendrán seguro médico al graduarse pueden calificar para un seguro médico. Estamos aquí para servirles de 8am a 5pm de lunes a viernes,nos puede contactar al 866-920-1926.

Hispanic adults in the United States lead the highest percentage of individuals without health insurance , according to a study published by the Pew Research Center in 2022.

The Hispanic community faces great challenges in accessing quality medical care. Among the most pressing challenges are language limitations . Frequently, the lack of information in Spanish creates a gap in knowledge about the programs that are available for the community to access health insurance.

It is imperative to communicate and educate the community in Spanish about how the health system works in the United States and the ways in which you can access health insurance. Our community, afflicted by high rates of diabetes and high blood pressure, is among the most in need of preventative and follow-up care.

The United States government has set itself the goal of creating communities of specialized personnel in the Health Insurance Marketplace to serve and include all those who are without access to health insurance .

United Language Group received a federal grant in 2021 to create a non-profit program of community navigators, certified by the Center for Medicare and Medicaid Services (CMS). The program helps the public in North Carolina sign up for the Health Insurance Marketplace, or as it is often known, Obamacare . In the Health Insurance Marketplace, the public can access the different health insurances available to them and can find out about the subsidies or federal assistance that they can access.

Community Navigators educate the public about the Health Insurance Marketplace and the health coverage system in the United States, breaking down concepts and even vocabulary that for many is highly complex and completely unknown. The goal is to get people to understand how health insurance works and to connect them to low-cost coverage .

The Community Navigator Program also provides resources and information for those who do not qualify for Marketplace coverage. The goal is for everyone to have access to free or low-cost health care .

In North Carolina , ULG’s Community Navigator program offers free bilingual care for anyone who needs information and assistance.

The period to buy low-cost health insurance ends January 15. To access the Health Insurance Marketplace, visit the page https://www.cuidadodesalud.gov/

If you need assistance or have questions about the enrollment process, you can contact us at 866-960-1924 or email us at Navigator-NC@ulgroup.com

¹ https://www.pewresearch.org/science/2022/06/14/hispanic-americans-experiences-with-health-care/
² https://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/navigator-foa


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